Obtaining Working Capital for Your Business Has Never Been Easier.

/ DESCRIPTION

We can provide the cash you need, quickly!

By using your future revenue or receivables and cash sales as assets, we can qualify your business for up to $500,000 business cash advance within hours. We specialize in working with small and medium-sized businesses such as restaurants, medical and dental practices, salons, and many more.

01.

No Collateral Required

We provide working capital based upon your future sales, not the value of your assets.

02.

Quick Funding

Cash delivered to your bank account in as fast as 24 hours.

03.

Bad Credit Okay

We have no minimum credit score requirement.

04.

Transparent Terms

Clear and easy to understand terms, with no hidden or monthly fees.

/ BENEFITS

Business Funding Key Details

Funding Amounts from $2,500 to $250,000

Must be in business at least 3 months

Gross revenues of $5,000/month required

Available to all business types

Payback set at a fixed percentage of your business’ sales

If your sales decrease, payments do as well

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/ HOW it WORKs

The Steps for Receiving Your Funds

1. Complete the Application

Our simple application takes less than five minutes to complete.

2. Get Your Funding Offer

We'll review all your options with you.

3. Receive Your Funds

Funds wired to your bank account within 24 hours of approval.

/ Frequently Asked questions

Answers to common questions

Is this business funding a loan?

No. Technically, we purchase a portion of your future credit card sales. We provide the you with a cash advance, and in return, receive a percentage of your future card sales in return.

After you receive your advance, we will deduct a percentage from your daily card sales. The payment happens automatically, so there are no monthly billing statements, no invoices, no payment coupons and no checks for you to write.

I've been turned down for a loan by my bank, will VMS be able to help me?

We often provide funding to small businesses that have been turned down by traditional lenders. We are more flexible than banks in terms of the types of business we will work with, the purpose for which the funds will be used, and the credit history of the business and the owners of the business.

What happens if my sales slow down or speed up after funding occurs?

Business funding is structured to accommodate varying sales. Your payment is a fixed percentage of your daily sales, and payment amounts rise and fall with your sales. When sales slow, the dollar amount of the deduction is reduced, and when sales increase, the dollar amount of the deduction is increased.

How long is the repayment period?

Business funding is a short-term financing option. So the payback period can be as short as one month but rarely goes beyond 12 months.

Will I be able to receive additional funds in the future?

You certainly can. After you have paid off more than 50% of your funding and are in good standing, you can apply for additional funding. In fact, since it is so easy to do and so beneficial to their business efforts, a high percentage of our customers return to take advantage of additional funding opportunities. Even better, receiving additional funding for your business can happen in a matter of hours instead of days.

/ TESTIMONIALS

Our Satisfied Clients Have to Say

VMS provides exceptional support. Whenever I call, James and Jerry are always there to pick up the phone and help resolve any issues promptly. Their reliable assistance makes all the difference for my towing business.

Jimmy
Towing Service

"VMS provided a comprehensive solution for our credit card processing and point of sale needs, streamlining our tree trimming business. Their training and ongoing support have been outstanding, ensuring everything runs smoothly. I couldn't be happier with their service."

Cynthia
Tree Trimming Service

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See how Alt-Pay's services and technology can help your business reduce expenses and grow your revenue.
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