By using your future revenue or receivables and cash sales as assets, we can qualify your business for up to $500,000 business cash advance within hours. We specialize in working with small and medium-sized businesses such as restaurants, medical and dental practices, salons, and many more.
We provide working capital based upon your future sales, not the value of your assets.
Cash delivered to your bank account in as fast as 24 hours.
We have no minimum credit score requirement.
Clear and easy to understand terms, with no hidden or monthly fees.
Funding Amounts from $2,500 to $250,000
Must be in business at least 3 months
Gross revenues of $5,000/month required
Available to all business types
Payback set at a fixed percentage of your business’ sales
If your sales decrease, payments do as well
Our simple application takes less than five minutes to complete.
We'll review all your options with you.
Funds wired to your bank account within 24 hours of approval.
No. Technically, we purchase a portion of your future credit card sales. We provide the you with a cash advance, and in return, receive a percentage of your future card sales in return.
After you receive your advance, we will deduct a percentage from your daily card sales. The payment happens automatically, so there are no monthly billing statements, no invoices, no payment coupons and no checks for you to write.
We often provide funding to small businesses that have been turned down by traditional lenders. We are more flexible than banks in terms of the types of business we will work with, the purpose for which the funds will be used, and the credit history of the business and the owners of the business.
Business funding is structured to accommodate varying sales. Your payment is a fixed percentage of your daily sales, and payment amounts rise and fall with your sales. When sales slow, the dollar amount of the deduction is reduced, and when sales increase, the dollar amount of the deduction is increased.
Business funding is a short-term financing option. So the payback period can be as short as one month but rarely goes beyond 12 months.
You certainly can. After you have paid off more than 50% of your funding and are in good standing, you can apply for additional funding. In fact, since it is so easy to do and so beneficial to their business efforts, a high percentage of our customers return to take advantage of additional funding opportunities. Even better, receiving additional funding for your business can happen in a matter of hours instead of days.
VMS provides exceptional support. Whenever I call, James and Jerry are always there to pick up the phone and help resolve any issues promptly. Their reliable assistance makes all the difference for my towing business.
"VMS provided a comprehensive solution for our credit card processing and point of sale needs, streamlining our tree trimming business. Their training and ongoing support have been outstanding, ensuring everything runs smoothly. I couldn't be happier with their service."